Own a vacation rental, Airbnb, or mid-term furnished rental? We've got you covered.
Whether you're renting by the night, the week, or the month, American Financial Lending finances investment properties across the full short-to-mid-term rental spectrum from Airbnb and VRBO to 30-day furnished rentals on platforms like Furnished Finder.
A short-term rental loan is built for investors who want to purchase or refinance a property generating short or mid-term rental income. Unlike a conventional mortgage that leans heavily on your personal income and W-2s, these loans qualify based on the property's rental income potential making them a natural fit for self-employed investors, portfolio builders, and anyone who prefers to keep their personal finances separate from their investments.

Short-term rental loans offer a strategic advantage for investors aiming to capitalize on the booming market of temporary lodging. By understanding the unique aspects of these loans, investors can make well-informed choices that complement their financial objectives and market prospects.
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.