Need to move on a deal before your capital is free? That's exactly what a bridge loan is for.
A bridge loan is short-term financing designed for real estate investors and developers who need to act fast closing on a new opportunity before an existing property sells, a refinance closes, or long-term financing is secured. It fills the gap between where your money is and where you need it to be, right now.
A bridge loan gives you immediate access to capital so you don't lose a deal to timing. Whether you're acquiring a new investment property, repositioning an asset, or waiting on a longer-term financing solution to come through, a bridge loan keeps you in motion. These are short-term instruments typically 6 to 24 months designed to be paid off through a sale, refinance, or permanent financing once your strategy plays out.

Bridge loans are a power tool for investors and developers who refuse to let timing kill a good deal. When your strategy is sound but your capital is temporarily tied up, a bridge loan keeps you in the game. The key is working with a lender who understands your investment thesis and can move at the speed your deals demand — that's exactly what American Financial Lending is built to do.
| Loan on a single fix and flip project |
| SFR, condo, townhome, multifamily |
| Up to 90% of cost |
| 6 to 24 month term (via extensions) |
| $100K - $10M+ |
| Credit line for use on multiple future projects |
| SFR, condo, townhome, multifamily |
| Up to 90% of cost |
| 18 to 24 month term (via extensions) |
| $1M – $50M+ |
| Loan on single rental property not based on DSCR |
| SFR (1-4 unit), condo, townhome |
| Up to 100% of cost, 70% of value |
| 24 month term (interest only, no prepayment penalty) |
| $75k – $2M+ |
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.