Fast & Easy Financing 
For Residential Investors

Unlock Your Real Estate Goals. Fast & Smart. Leverage Your Investment.
Faster Funding & Higher Returns: Fix & Flip, Rentals, New Construction, Bridge Loans.

Contact Us Today

Loan Programs

Unmatched Loan Options. Stress-Tested for Success

Qualification Criteria

See if you project fits (Fix & Flip)

Credit Score

640 minimum Fico, no derogatory credit in the past 2 years

Loan Term

12-24 months

Maximum Loan to Value

Up to 90% Loan to cost, 75% of after repaired value of completed rehab

Loan Amount

$100,000 to $10 million

Liquidity Requirements

Closing costs, down payment, 1-3 months of reserves

Property Value

As is value of minimum $125,000

Property Type

Single family, 2-4 unit, condo, townhouse, multi family to 100 units

Prepay Penalty

None

Location

No rural located properties, MSA population greater than 50,000

Qualification Criteria

See if you project fits (Rental Loans)

Credit Score

620 minimum Fico, no derogatory credit in the past 2 years

Loan Term

30 or 40 years

Maximum Loan to Value

80% of purchase and rate and term refinance, 75% cash out

Prepay Penalty

Mostly 3 years and can be reduced to 1 year

Location

No rural located properties, MSA population greater than 50,000

Purpose

Long-term mortgages for stabilized cash flowing rental properties

Property Value

As is value of minimum $125,000

Property Type

Single family, condo, townhouse, 2-10 units

Minimum DSCR

Minimum debt coverage 1:1, we can go lower with some restrictions
Up to 90% Loan to cost, 75% of after repaired value of completed rehab

Loan Amount

$100,000 to $5,000,000 million

Liquidity Requirements

Closing costs, down payment, 6 months of reserves

American Financial Lending INC.

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Call us Now

805-419-9097

Opening Hours

Monday – Friday : 9 am to 5 pm
Saturday : 9 am to 1 pm

Email Address

info@afloans.mortgage

Our Location

2625 Townsgate Rd. Suite 330, Westlake Village, CA 91361
States We Lend: 
AK AL AZ CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MO MS MT NC NE NH NM NY OH OK OR PA RI SC TN TX UT VA VT WA WI WV

Recent Deals

  • Cleveland, Ohio
    Loan Type:  Fix and Flip
    Loan Amount: 
    LTC: 75
    Canon, CA
    Loan Type:  Fix and Flip
    Loan Amount: 1,450,000
    LTC: 85
    Menifee, CA
    Loan Type:  Fix and Flip
    Loan Amount: 340,000
    LTC: 90
  • Santa Barbara, CA
    Loan Type:  Long Term Rental
    Loan Amount: 380,000
    No Income Documentation
    40 Year Interest Only
    Oceanside, CA
    Loan Type: Long Term Rental
    Loan Amount: 300,000
    No Income Documentation
    30 Year Fixed
    Pico Rivera, CA
    Loan Type: Long Term Rental
    Loan Amount: 502,000
    No Income Documentation
    40 Year Interest Only
  • Menifee, CA
    Loan Type:  Fix and Flip
    Loan Amount: 340,000
    LTC: 90
    Sarasota, FL
    Loan Type: Fix and Flip
    Loan Amount: 290,000
    LTC: 90
    Yuba City, CA
    Loan Type: Long Term Rental
    Loan Amount: 238,500
    No Income Documentation
    40 Year Interest Only
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